To put it plainly, I’ve seen firsthand the full spectrum of financial woes that can hopelessly trap people in a society victimized by the credit-card, “buy-now-pay-later” syndrome. Daily, I see people in deep financial trouble. Thousands in this country have got themselves into financial messes that can lead to more serious consequences.
Financial counseling became a matter of revealing these principles and allowing financially troubled persons to choose whether to obey them or not. These principles are real and will help you in conducting your financial affairs.